This option ensures that if you cannot work for
a prolonged period (usually six months plus) you
will not be required to pay your premiums after
this date, until you should return to work.
You will be required to pay an additional premium
for this option, and additional underwriting may
be required which can prolong the application
If required, we will quote for this option with
a six month deferral period. If you require
a shorter term, please specify.
This option will automatically increase the sum
assured on your policy each year by an amount
which broadly reflects the rate of inflation.
Your premium will also increase annually to pay
for this feature.
All of the relevant documentation will be posted
to your home address, with a prepaid envelope
in which you may return any documentation.